At HelpfulCash.com, our loan terms vary to meet diverse needs. The minimum payment period for any loan is one month, while the maximum extends to 16 months.

Our Annual Percentage Rates (APR) range from a minimum of 48.44% to a maximum of 240%, plus applicable acquisition charges.

EXAMPLE: A loan of $3,450 would incur a $345 acquisition fee, adding up to $1,104 in interest, resulting in a total repayment amount of $4,899.

Please note, that the only exception to our standard loan terms are our post-dated check loans, which require repayment within a 30-day period.